I worked in the health insurance industry for a long time. I helped introduce consumer-driven/high deductible plans to help foster cost-awareness. I bought into the protection-against-big-expenses meme. I personally have never not had health insurance. So, by most standards, I should be biased in its favor. But I'm beginning to wonder if health insurance itself is the problem, or at least a big part of the problem. I've written before about some of the new entrants into health insurance; more power to them, and the more the merrier. What I continue to be disappointed by is that we're not really seeing fundamentally new approaches to what health insurance is.
health insurance
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In Dire Health
Despite the passage of the Affordable Care Act, the U.S. medical system is near collapse. What will save it is a single-payer system and physicians in group practice.
Most people assume that insurance is an essential part of the health-care system. Some think it should be provided through public programs like Medicare, while others prefer to see it purchased from private insurance companies, but Read More »
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In Mass., You Can Now Get Prices For Health Care In Advance (But It’s No T.J. Maxx)
“How much will my MRI cost?” It sounds like a simple question. But before Oct. 1, it was very difficult to get an answer. Now, Massachusetts is pulling back the curtain on what has been a largely secret world of health care prices. A new state law says health insurers must be able to tell members, in advance, how much a test, treatment or surgery will cost. Read More »
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In North Dakota, 30 People Sign Up For Obamacare And 35,000 Lose Health Insurance
In North Dakota, only 30 people have so far signed up for Obamacare. Meanwhile, 35,000 people have already or will be losing their existing health insurance plans in that state alone. WDAY reports: Read More »
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In Rwanda, Health Care Coverage That Eludes the U.S.
Last week’s Supreme Court decision upholding of the constitutionality of President Obama’s health care law moves the United States closer to the goal of health coverage for all. All other developed countries have it. But so do some developing nations... Read More »
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Information Asymmetry – The Politics Of Health IT Policy
Let’s recognize Healthcare.gov as the dawn of mass patient engagement – and applaud it. Before this website, patients were along for the ride. Employers choose most of the insurance benefits, hospital web portals are an afterthought, and getting anything done with an insurance company, for both doctors and patients, means a phone call and paper. [...] Read More »
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Insurance Policies Are Canceled In New Hurdle For Obamacare
The Obamacare rollout is leading to the cancellation of hundreds of thousands of health insurance plans nationwide, contradicting President Barack Obama’s repeated pledge that people who like their coverage can keep it. Read More »
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Insurers Getting Faulty Data From U.S. Health Exchanges
Insurers are getting faulty and incomplete data from the new U.S.-run health exchange, which may mean some Americans won’t be covered even after they sign up for an insurance plan. Read More »
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Is Comparison Shopping the Future of Health Care? Silicon Valley Says Yes.
Whether it’s looking up restaurants on Yelp! or scanning Craigslist for apartment listings, Americans comparison shop for nearly everything online — everything except for health care. A recent survey found that we spend more time comparing value of dishwashers than doctors. Castlight Health wants to change that. Read More »
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Is Health Insurance Itself the Problem with the System?
Is Obamacare Enough? Without Single-Payer, Patchwork U.S. Healthcare Leaves Millions Uninsured
Despite helping expanding affordable insurance, "Obamacare" maintains the patchwork U.S. healthcare system that will still mean high costs, weak plans and, in many cases, no insurance for millions of Americans. [...] Read More »
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Issa Demands Details On HealthCare.gov Fix
A top House Republican critic of the Obama administration’s rocky HealthCare.gov rollout wants more information about how the government plans to fix the glitch-ridden online insurance exchange. Read More »
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IT Pros Call Out Healthcare.gov For Lack Of Cloud Computing Prowess
IT industry experts said the launch of Healthcare.gov this month was hobbled by a byzantine, "old-school" infrastructure. Could cloud computing have solved the site's performance problems? Read More »
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It’s Time To Change American Disease-Management Into A Health-Fostering System
I’ve recently written a couple of articles about the exorbitant cost of medical care in the US, which is incompatible with the poor health outcomes of Americans at large. Americans pay the most for but reap the least amount of benefits from their health care, compared to other industrialized nations... Read More »
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Lawmakers Wonder If VA Underestimates Impact Of Health Care Reform
A House committee is concerned that the Veterans Affairs Department may be underestimating the cost and burden of national health care reform for veterans’ hospitals and clinics. Read More »
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Lower Costs and Better Care for Neediest Patients
Can we lower medical costs by giving the neediest patients better care? Read More »
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